Disclaimer

Hey there! I am really glad you dropped by.

SmartGullak is something I started to share my own experiences – the wins, the mistakes, and the ideas that helped me manage my money better, especially when money felt tight.

Nothing here is fancy or formal – it’s all based on what I’ve learned through reading, experimenting, and messing up. I am no financial guru – just someone who genuinely enjoys breaking down money stuff and passing it on in a way that makes sense.

So yeah, to keep things clear – this blog is here to share ideas, not to give you legal, tax, or financial advice. Always double-check things or talk to a pro if it’s something important.

If you ever need guidance tailored to your situation, please speak with a certified professional.

You will see some ads around the blog – those come from Google AdSense. They help me keep the blog running (and maybe cover my next cup of chai).

Sometimes I also share links to tools or apps I use. If you happen to buy something through them, I might earn a small commission – but it never costs you extra.

More importantly:
I am picky about what I share. If it hasn’t helped me or doesn’t feel right for the blog, I don’t include it. That’s the rule I stick to.

I try my best to keep things fresh and current. But hey, sometimes stuff changes – offers expire, tools update, and links break. That’s just how the internet goes.

If you ever spot anything that looks off or outdated, I’d honestly love a heads-up. I will check it and fix it if needed.

Sometimes I link to outside sites – like money tools, official pages, or blogs I like. Just remember: once you leave SmartGullak, their rules apply, not mine.

I try to link only to trustworthy sources, but still:
Always use your own judgment before giving out info or making choices on those sites.

What You Choose to Do is Your Call

This blog is just here to share ideas – not to tell you what to do. You know your situation best.

You have got good instincts. Take what’s useful, leave what’s not – and do your own digging if you are unsure.

Have a Question or Feedback?

Got a question, spotted an error, or just want to say hey? I’d honestly love to hear from you.

Feel free to drop me a note at contact@smartgullak.com

Thanks for being here. Really.

SmartGullak is not just a blog – it’s a cozy little space for anyone trying to get better with money without the stress.

Let’s keep growing, learning, and saving together
– SmartGullak